Abbreviations relating Financial and Banking

In the realms of finance and banking, a vast array of abbreviations are used to streamline communication and enhance understanding among professionals and stakeholders. These abbreviations encompass various concepts, institutions, and financial instruments, playing crucial roles in everyday financial operations, analysis, and decision-making processes. This guide provides an overview of some of the most commonly encountered abbreviations, serving as a valuable reference for anyone involved in the financial sector.

Here are some  Abbreviations relating Financial and Banking.


1. APR : Annual Percentage Rate

2. APY : Annual Percentage Yield

3. ATM : Automated Teller Machine

4. B2B : Business to Business

5. B2C : Business to Consumer

6. BIS : Bank for International Settlements

7. BPS : Basis Points

8. CAGR : Compound Annual Growth Rate

9. CEO : Chief Executive Officer

10. CFO : Chief Financial Officer

11. CIBIL : Credit Information Bureau (India) Limited

12. CPI : Consumer Price Index

13. DDA : Demand Deposit Account

14. EBIT : Earnings Before Interest and Taxes

15. EFT : Electronic Funds Transfer

16. EMI : Equated Monthly Installment

17. EPS : Earnings Per Share

18. ETF : Exchange-Traded Fund

19. FD : Fixed Deposit

20. FDIC : Federal Deposit Insurance Corporation

21. FHA : Federal Housing Administration

22. FICO : Fair Isaac Corporation

23. FINRA : Financial Industry Regulatory Authority

24. FOMC : Federal Open Market Committee

25. GAAP : Generally Accepted Accounting Principles

26. GDP : Gross Domestic Product

27. IBAN : International Bank Account Number

28. IPO : Initial Public Offering

29. IRA : Individual Retirement Account

30. KYC : Know Your Customer

31. LIBOR : London Interbank Offered Rate

32. LTV : Loan-to-Value

33. MBA : Mortgage Bankers Association

34. MBS : Mortgage-Backed Security

35. NAV : Net Asset Value

36. NDA : Non-Disclosure Agreement

37. NEFT : National Electronic Funds Transfer

38. NPA : Non-Performing Asset

39. NPL : Non-Performing Loan

40. NYSE : New York Stock Exchange

41. OCC : Office of the Comptroller of the Currency

42. OTC : Over-The-Counter

43. PIN : Personal Identification Number

44. P2P : Peer-to-Peer

45. P&L : Profit and Loss

46. PE : Private Equity

47. PPP : Purchasing Power Parity

48. ROA : Return on Assets

49. ROE : Return on Equity

50. ROI : Return on Investment

51. RTGS : Real-Time Gross Settlement

52. SBA : Small Business Administration

53. SEC : Securities and Exchange Commission

54. SOX : Sarbanes-Oxley Act

55. SWIFT : Society for Worldwide Interbank Financial Telecommunication

56. TARP : Troubled Asset Relief Program)

57. T&E : Travel and Entertainment

58. USD : United States Dollar

59. VIX : Volatility Index

60. WACC : Weighted Average Cost of Capital)


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